Entreprise:
BANK ABC
Secteur: banque / finance / assurances
Taille: Entre 200 et 500 employés
Secteur: banque / finance / assurances
Taille: Entre 200 et 500 employés
Bank ABC Tunisie est une Banque Internationale filiale du Groupe Bank ABC fondé en 1980 à Bahreïn, Leader sur son segment de marché. Le Groupe Bank ABC est présent dans la région MENA, en Europe, en Asie, aux Etats-Unis et au Brésil et fournit des produits financiers et des services innovants exhaustifs comprenant le financement des entreprises, le financement des opérations de commerce international, le financement de projets, les financements structurés, la levée de fonds sur les marchés de capitaux, les syndications bancaires, les produits de trésorerie et la finance islamique. Notre Groupepropose également des services bancaires aux particuliers en Tunisie, Jordanie, Egypte et Algérie. Bank ABC est présente en Tunsie sous un double statut : une entité Offshore opérationnelle depuis l’an 1993 et une Banque commerciale résidente opérationnelle depuis l’an 2000. «Etre une Banque Internationale Leader dans la Région MENA» est notre Vision Stratégique. Les 3 C’s « Client au centre de notre attention, Collaboration et Cohérence» sont nos Valeurs Universelles.
Description de l'annonce:
Head of Wholesale Credit
As the Head of Wholesale Credit, you’ll have the overall responsibility for credit decisions for the Bank’s Corporate and Financial Institutions clients, working in alignment with the relevant credit teams and committees. You’ll have the support of an experienced team of Credit Officers and manage a wide variety of stakeholders in both front office and across the Credit Risk department.
Essentially you’ll be:
· Reviewing, approving, declining or recommending to appropriate higher authority, corporate credit applications for new originations, renewals or modification of existing loans terms and conditions
· Reviewing credit applications and analyzing exposures of Financial Institutions in line with the bank’s risk appetite
· Responsible for the quality of loans including Watchlist loans, loan delinquencies and monitoring of classified loans
· Responsible for enforcing the group’s credit policies and procedures to mitigate risk and ensuring alignment to the Central Bank regulation
· Continuously monitoring loans, to ensure annual reviews are well documented and risk ratings are accurate, identifying deteriorating credits and taking appropriate action to mitigate risk and communicate performance and concerns to top management.
· Participating in defining the bank’s risk appetite
· Supervising and coaching a team of Wholesale credit officers.
Essential Qualifications:
· Master degree in accountancy and/or finance, business or economics, engineer, an expert in law ...
Experience:
· Minimum 10 years of relevant experience in financial analysis and credit assessment in Banking or Rating agencies or equivalent.
Knowledge, Skills and Abilities:
· Fluency in French, English, and Arabic
· Excellent verbal and written communication skills
· Excellent interpersonal and communication skills
· Problem solving and strategic thinking
· Ability to work under pressure and to meet tight deadlines
· Strong analytical skills and attention to details
· Capacity to analyze, synthesize and present an opinion in an articulate manner
· Ability to work under pressure and to meet tight deadlines
· Capacity to coach and motivate team
· Professionalism
· Independency.
" Bank ABC is an equal opportunity employer and qualified women are strongly encouraged to apply."
