Entreprise:
BANK ABC
Secteur: banque / finance / assurances
Taille: Entre 200 et 500 employés
Secteur: banque / finance / assurances
Taille: Entre 200 et 500 employés
Bank ABC Tunisie est une Banque Internationale filiale du Groupe Bank ABC fondé en 1980 à Bahreïn, Leader sur son segment de marché. Le Groupe Bank ABC est présent dans la région MENA, en Europe, en Asie, aux Etats-Unis et au Brésil et fournit des produits financiers et des services innovants exhaustifs comprenant le financement des entreprises, le financement des opérations de commerce international, le financement de projets, les financements structurés, la levée de fonds sur les marchés de capitaux, les syndications bancaires, les produits de trésorerie et la finance islamique. Notre Groupepropose également des services bancaires aux particuliers en Tunisie, Jordanie, Egypte et Algérie. Bank ABC est présente en Tunsie sous un double statut : une entité Offshore opérationnelle depuis l’an 1993 et une Banque commerciale résidente opérationnelle depuis l’an 2000. «Etre une Banque Internationale Leader dans la Région MENA» est notre Vision Stratégique. Les 3 C’s « Client au centre de notre attention, Collaboration et Cohérence» sont nos Valeurs Universelles.
Description de l'annonce:
Bank ABC is reinforcing its Credit department with the recruitment of a Wholesale Banking Credit Analyst .
1- Principal Responsibilities & Accountabilities:
- Spreading & analyzing financial statement data and interpreting the repayment capacity of borrowers.
- Preparation of credit submission packages, identifying key risks within transactions and relationships, and discussing and defending credit related recommendations.
- Perform analysis on diverse types of collateral/ security proposed.
- Checking compliance with different approval covenants, conditions and aspects related to guarantee and security in line with the bank's policy.
- Detecting the weaknesses of the credit proposal and suggesting the appropriate credit enhancements.
- Assist lenders in determining the most appropriate loan structure.
- Proposing the risk rating of the relationship as per the scoring bank model/ system.
- Liaising and collecting any relevant information from Corporate & Financial Institutions and Legal Departments to ensure comprehensiveness of the credit package.
- Insure loan packages are complete according to bank's policy and Central Bank of Tunisia directives.
2- Education & Experience:
- Master's or Bachelor’s degree in Finance or Accounting and /or equivalent professional experience.
- A minimum of 3 years experience is required in a similar role
- Previous Internships in Finance Departments or Credit & Risk Departments is a plus.
- A Professional certificate in Financial Accounting, CFA, /FRM or any relevant professional certification is a plus.
- TOEFL/IELTS languages test proficiency are essential.
3- Personal Attributes & Soft-skills:
- Excellent written and verbal communication and interpersonal skills (English is a must).
- Great attention to details.
- Ability to work under pressure and to meet deadlines.
- Self-motivated, able to work well with a team.
4- Knowledge:
- Good analytical skills /accounting skills.
- Ability to locate and use relevant industry analysis.
- Proficiency in English (essential) & Microsoft Office.
